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Integrated credit risk management platform that allows you to automate lending operations at scale and monitor and manage lending assets. Financial model and data driven loan risk-based pricing, loan level capital reserve quantification, IFRS9 and CECL compliant loan loss reserve calculations. Comprehensive portfolio level scenario and time series analysis. Consistent loan performance and delinquency analysis. Income and risk adjusted profitability analysis.

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Flexible due to easy integration, easy-to-deploy, and powered with data and risk analytics — CreditStudio for commercial and consumer lending is an industry-leading software for financial institutions in emerging markets.

CreditStudio

Data Driven Risk Management Solutions

Why Choose CreditStudio?

Rating Migration Profile - changes in credit ratings over time, with arrows indicating transitions between rating categories.
Distribution of loans and advances, segmented by types.
Rating Migration Profile, highlighting the movement of credit ratings over various periods.
Risk Analytics - key elements like risk assessment models, probability distributions, and data-driven insights.

Key Benefits

Achieve top performance for all loan products and customer segments.

Credit-Risk Manager©

Research & Financial Model

Key Performance Indicators

Portfolio Management

Risk-Based Loan Pricing

Capital Management

Regulatory Reporting & Compliance

Credit Scoring

Models

Features of CreditStudio

Personalized
Experience

Ability to drill down and up to analyze your data through different perspectives to extract valuable insights from it to make timely credit risk decisions. Able to download reports on the go. 

Income Attribution Model, showcasing various components like revenue streams, cost allocation, and profitability analysis.
Expected Credit Loss (ELC) - credit risk assessment, probability of default, loss given default, and exposure at default.

Ability to Integrated from Different Systems

CreditStudio can be easily integrated with centralized and cloud databases such as Oracle's Flexcube and Azure Cloud Services.

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